Beach First National Bank :: Personal Banking

Credit Cards We offer a wide variety of loans and lines of credit to meet your financing needs.

Classic Credit Cards

The Beach First Visa Classic Card provides you with the ultimate in convenience and affordability. With no annual fee and a low annual percentage rate, this card is designed to fit into any budget.

Account Benefits

Look at all you gain with a Visa Classic Card from Beach First:

NO Annual Fee
Low APR
Can be used anywhere you see the Visa symbol
Free balance transfer option
25 day grace period
Easy access to cash advances

The right account for you if...

Want the convenience and ease of use that a credit card offers

Click on the card to apply.

Platinum Credit Cards

Beach First has exactly what you need! A low rate Visa Platinum card with a $5,000 credit limit!

Your Visa Platinum card comes with the optional RewardsNOW bonus points program. With RewardsNOW, you earn 1 point for every dollar you spend using your Visa Platinum card.

Account Benefits

5,000 points immediately as our gift!
Another 5,000 points for transferring a balance of $2,000 or more from another credit card
Your choice from 3 beautiful card designs
Low variable Annual Percentage Rate (currently just 8.15%)
25 day grace period on purchases
Multiple payment options at your Beach First office, via the U.S. mail, or on the web

Fee waived for first year!!! The annual fee for a Visa Platinum card with RewardsNOW is $35, but we will waive the fee for the first year to show how much we appreciate your business.

You can also opt out of the RewardsNOW program, and pay NO annual fee, ever!

Click on any of the cards below to download our application. Simply complete it and return it to Beach First. We will act on your application as soon as we receive it.

Call credit card services at 843.839.7248 if you need assistance!


Click on the cards to apply.